Interest rate ranges and representative examples are based on a personal loan of $30,000 borrowed for 5 years with the interest rate of 5.99% p.a. Car Loan repayment terms range from 1 to 7 years.Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Different loan amounts and terms will result in different comparison rates. WARNING: Comparison rates apply only to the example or examples given and may not include all fees and charges. All comparison rate examples shown are for a personal loan amount of $30,000 and a term of 5 years. ^Comparison rates: Comparison rates help you understand the true cost of a loan. Information is correct as of 7 June 2023. Credit criteria, fees, charges, terms and conditions apply. Please consider your individual circumstances before applying for a Westpac Personal Loan. For this reason, you should consider the appropriateness of the information to your own circumstances and, if necessary, seek appropriate professional advice. This information is general in nature and has been prepared without taking your objectives, needs and overall financial situation into account. Online Banking Terms and Conditions (PDF 257KB) Officially imported (no ‘grey’ imports).Consider this loan if the car you want is more than 7 years old, you want a motorbike, caravan or something else, or you don’t want to offer the car as security.Īs this loan’s secured against your car, you get a lower rate than our Unsecured Personal Loan^^.Īs this loan’s secured against your electric or hybrid car, you get a special lower rate^^įrom 6.99% p.a. (comparison rate 8.19% p.a.
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